Financial Services
Build an expense and income tracker
Kliv is an AI app builder. Describe how money enters and leaves your work, and Kliv builds an expense and income tracker with receipts, categories, rules, and summaries.
Just enter your idea into the text box and AI will build it for you
What is Kliv?
Kliv isn’t a budgeting app with fixed categories you configure — it’s an AI that builds software for you.
You describe the app you need in plain words, and Kliv builds it: the database, the logic, the screens, and the workflows. You own the result, run it on your own accounts, and change it later by asking. It isn’t a template.
On this page, that app is an expense and income tracker. Kliv builds all kinds of web apps; this is one example.
Why build your own tracker?
Self-employed money can be irregular. It may need receipt photos, project tags, accountant categories, set-aside rules, and exports rather than salary charts.
Kliv builds the tracker around your money. Receipts stay attached, categories match your accountant’s schedule, and monthly summaries run on schedule.
What Kliv handles for you
A useful ledger keeps entries, receipts, categories, and rules together.
Income entries
Payments can carry client, invoice, project, and what they paid for.
Expenses and receipts
Receipt images can propose vendor, amount, and date for your confirmation.
Tax-schedule categories
Categories can match your return or accountant’s schedule.
Set-aside rules
A percentage of each payment can be marked reserved for tax.
Monthly close
A scheduled job totals categories, flags missing receipts, and emails the summary.
An example: Ruth’s furniture workshop
Here’s how one business might use it. It’s only an example — you would describe your own setup, rules, and content.
A commission payment is logged
Ruth records a January payment against invoice and client, and the 28% set-aside updates.
A receipt is read before she leaves
She photographs a timber-yard receipt; Kliv proposes vendor, amount, date, and category.
The monthly close finds missing proof
The summary email flags two card charges without receipts.
The accountant signs in read-only
Her accountant sees categories, totals, receipts, and set-aside amounts.
Exports stay available
Ruth can export entries and receipt images whenever the accountant wants another tool.
Describe what you want to build
Kliv builds from your description, so the more detail you give, the closer the first version. Include concrete prices, dates, roles, limits, and edge cases.
Workshop tracker
Receipts, categories, monthly close.
“Build an income and expense tracker for my furniture workshop with client-linked income, photographed receipts read for vendor, amount, and date, accountant categories, a 28% tax set-aside, and monthly emails listing missing receipts.”
Freelance ledger
Irregular invoices and projects.
“Build an income tracker for my freelance design work where each payment links to invoice, client, and project, expenses carry receipt photos, late payments flag after 14 days, and dashboards show income per client.”
Shared studio ledger
Costs split by ratio.
“Build a shared expense and income tracker for our ceramics studio where we each log entries, shared rent and kiln costs split 60/40, receipts stay attached, and month-end totals email both of us.”
How it comes together
Receipts are proposed, then confirmed. Image understanding can prefill fields, but you approve the entry.
The agent answers from your ledger. It can answer questions about your entries and respect row rules in shared studios.
The month closes on schedule. Totals, missing receipts, and set-aside summaries can arrive by email. This is not tax advice; your accountant’s rules remain yours.
This is one form of an AI-driven app; see what AI-driven apps look like on Kliv.
Common questions
What exactly is Kliv?
Kliv is an AI that builds custom web apps from a description. For expense and income tracking, it builds the records, screens, rules, and workflows around your case.
Do I get a real app, or a template?
A real app. Kliv builds the database, logic, and screens for your specific case, not a theme you fill in.
Can I change it after it’s built?
Yes. Ask for changes in plain words, and Kliv updates the app without starting over.
Who can see my financial data?
You and whoever you explicitly add. Roles decide what partners or accountants can read.
Does it really read receipts?
It proposes vendor, amount, and date from the image, then you confirm or correct it.
Can my accountant work with it?
Yes. Give read-only access or export entries and receipt images.
Is this tax advice?
No. Categories and set-aside rules are decisions you make with your accountant.
Can it handle irregular income?
Yes. Payments are dated entries tied to invoices, clients, and projects.
Can shared studios keep entries private?
Yes. Row rules can separate personal and shared entries.
Can I export everything?
Yes. The data and attached receipt images are yours.
Can I use my own domain?
Yes. The private app can run on your own domain if you want.
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Track money the way it really moves
Describe income, receipts, categories, set-aside rules, and accountant access. Kliv builds the tracker around them.