Financial Services
Build an accounts payable and receivable tool
Kliv is an AI app builder. Describe the AP/AR tool you need — vendor bills, approvals, aging buckets, remittance records, roles, and digests — and it builds it.
Just enter your idea into the text box and AI will build it for you
What is Kliv?
Kliv isn’t an accounting suite you sign up for and configure — it’s an AI app builder that builds software for you.
You describe the app you need in plain words, and Kliv builds it: the data, the logic, the screens, and the workflow. What you get is a real working application that’s yours. You own it, run it on your own domain or accounts, and keep changing it later by asking. It isn’t a template with your name on it.
On this page, that app is a custom AP/AR tool for your internal process. Kliv builds all kinds of web apps; this is one example.
Why build your own AP/AR tool?
Many companies run payables and receivables through spreadsheets, signature folders, and status memory. That makes the simple question hard: who owes us, whom do we owe, and what needs approval right now?
Kliv builds AP and AR as an internal app. Vendor bills follow approval rules, invoices age through buckets automatically, remittances are recorded against bills, roles limit who sees the books, and scheduled digests give the cash picture on time.
What the system knows
Payables and receivables are records plus rules about who can act on them.
Vendors and bills
A bill carries vendor, PO, amount, due date, scanned original, and status. It cannot become payable without the approvals your policy requires.
The approval chain
Bills over $2,500 can require the owner, while smaller bills go to the office manager. The threshold is a rule, not a folder on a desk.
Customers and invoices
Invoices age through 30, 60, and 90 day buckets from their dates. The buckets are computed from data, not updated by hand.
The remittance record
The app records what was paid, when, and against which bill. Reconciling a vendor statement becomes a lookup.
Roles
Dispatchers can enter bills without approving them, and technicians do not see financial rows. The books are visible only to the people who need them.
An example: Dana’s HVAC company
Here’s how one company might use it. It’s only an example — you would describe your own bills, thresholds, invoice rules, roles, and digest schedule.
A vendor bill enters the system
Dana’s office enters a compressor supplier bill with PO, amount, due date, and scanned copy attached.
The right approver gets the request
The bill is $3,100, so it crosses the owner threshold. The owner gets a Slack ping, opens the link, and approves from her phone.
The Monday digest shows both sides
At 7:00 Monday, the digest lists bills due this week and receivables aging on the customer side. The office sees the cash picture before work starts.
Payment is recorded against the bill
Money still moves through the bank. The remittance record says what was paid and against which bill, so the bill leaves the active queue.
Month-end uses the records already kept
Payables by vendor, receivables by bucket, and approvals by person are all available without rebuilding a spreadsheet.
Describe the AP/AR workflow
Kliv builds from your description, so the more detail you give, the closer the first version. Include thresholds, roles, buckets, reminders, and digests. Here are three to build on:
AP approval tool
Bills, thresholds, and weekly digests.
“Build an accounts payable tool for our HVAC company. Vendor bills should store vendor, PO, amount, due date, and scanned invoice. Bills over $2,500 require owner approval, bills under $2,500 require office-manager approval, approvers get Slack links, and a Monday 7:00 digest lists bills due this week.”
AR aging tracker
Buckets, reminders, and balances.
“Build a receivables tracker for our service company. Customer invoices should age through 30, 60, and 90 day buckets, overdue reminders should send at 15 and 30 days past due on our templates, and the owner should see total overdue balance by customer every Monday.”
Service billing desk
Completed jobs, invoices, and payment matching.
“Build an internal billing desk where completed HVAC jobs become invoices, payments are matched to those invoices, credits are recorded, and roles keep technicians from reading margins, balances, or customer aging reports.”
How it comes together
Approvals can happen in Slack. Approvers work where they already are, and the click writes the approval row. The audit trail assembles as the work happens.
The digest runs on a schedule. Monday at 7:00, a server-side function gathers due bills and aging receivables and emails them on your template.
It records money; it does not move it. Payments stay in your bank and existing process. The tool enforces approvals, records remittances, and keeps aging true. If you later want online invoice payment, checkout on your own Stripe account can be added.
This is the pattern for internal tools: one team’s exact process, enforced. See internal tools on Kliv.
Common questions
What exactly is Kliv?
Kliv is an AI app builder. You describe the AP/AR tool you need, and Kliv builds the real app with records, approvals, roles, dashboards, and scheduled jobs.
Do I get a real app, or a template?
A real app. Your thresholds, roles, buckets, digest schedule, and remittance rules shape the workflow.
Can I change it after it’s built?
Yes. You can change approval thresholds, add a role, adjust aging buckets, or change the digest schedule later.
Does it pay our vendors?
No. Money still moves through your bank as it does today. The app enforces approvals, records remittances, and keeps the AP/AR records current.
Can approval thresholds change?
Yes. The threshold is a rule in the app. Past approvals keep their history, and future bills follow the new rule.
Who can see financial data?
Only the roles you define. A technician’s account can receive no bill, invoice, margin, or aging rows at all.
Can it chase overdue customers?
Yes. Overdue invoices can trigger reminder emails on your templates and schedule, with a log of what was sent.
Can it send a Monday cash digest?
Yes. A scheduled job can email due bills, aging receivables, and exceptions at the time you choose.
Can I import current spreadsheets?
Yes. Describe the columns you already track and Kliv can build an importer so existing bills and invoices become rows.
Can I use my own domain?
Yes. The internal app can run on your own domain.
Can I move off Kliv later?
Yes. The app’s code syncs to your own Git repository, so leaving is a git pull, not a rebuild.
More in this category
Built by Creators
Explore What's Possible
See real applications built with Kliv by developers and creators worldwide
Memory Café Coordination Tool
A warm platform for dementia-friendly cafés, connecting caregivers, volunteers, and coordinators.
Remit Record
Track remittances and household budgets seamlessly.
Next Page Book Club
Manage your book club easily with proposals, voting, and history tracking.
Northfern Tattoo Studio
Portfolio and booking site for Northfern Tattoo Studio.
Campo Agua Gestión
Sistema de gestión del agua comunitario para aldeas.
つくりて — 伝統工芸職人サイト
職人が作品を展示し、受注管理を行うサイトです。
Tidal Surf Reports
Crowd-sourced surf condition tracking app.
Riverside Commons HOA Management
A portal for HOA management at Riverside Commons.
よやくん — レストラン予約管理
小規模レストラン向けの予約管理サイトです。
Troop 214 Scout Management
A management tool for Scout Troop 214, focused on outings, advancement, and communication.
Te Kura Kaupapa Māori Whānau Board
A whānau coordination tool for Māori-medium schools.
Tsev Nyeem Ntawv Library
Mobile library coordinator for Hmong and Lao communities.
Memory Café Coordination Tool
A warm platform for dementia-friendly cafés, connecting caregivers, volunteers, and coordinators.
Remit Record
Track remittances and household budgets seamlessly.
Next Page Book Club
Manage your book club easily with proposals, voting, and history tracking.
Northfern Tattoo Studio
Portfolio and booking site for Northfern Tattoo Studio.
Campo Agua Gestión
Sistema de gestión del agua comunitario para aldeas.
つくりて — 伝統工芸職人サイト
職人が作品を展示し、受注管理を行うサイトです。
Tidal Surf Reports
Crowd-sourced surf condition tracking app.
Riverside Commons HOA Management
A portal for HOA management at Riverside Commons.
よやくん — レストラン予約管理
小規模レストラン向けの予約管理サイトです。
Troop 214 Scout Management
A management tool for Scout Troop 214, focused on outings, advancement, and communication.
Te Kura Kaupapa Māori Whānau Board
A whānau coordination tool for Māori-medium schools.
Tsev Nyeem Ntawv Library
Mobile library coordinator for Hmong and Lao communities.
Know who owes whom before Monday starts
Describe your thresholds, invoice buckets, roles, reminders, and digest in detail. Kliv builds the AP/AR tool your spreadsheet was trying to be.